Property and Farm
Our homes and barns are our sanctuaries from the rest of the world. Having horses and barns on our property change the types of coverage most homeowners need. Many different factors must be reviewed to make sure that your policy is what you need. Writing coverage for your property and home with horses needs to be done by an agent that understands exactly what your operations and exposures are. We can help you protect your assets with policies offered from the leaders of the property/casualty market.
Farm Policy Packages if available in your area will include all of your coverages in one place.
If a farm policy is not available to you then we write separate polices. One to cover the buildings and a second to cover liability and other equipment to get all your needs covered.
Flood Insurance provides coverage that homeowner's and renter's policy do not cover.
Renter's Insurance provides you coverage when you do not own the dwelling you reside in.
Farm Policy Packages if available in your area will include all of your coverages in one place.
- Dwellings, barns, storage sheds and other buildings are all insured at full replacement cost
- Personal property and farm personal property; list specific pieces of equipment or high value tack
- Business and personal liability, identity theft, and umbrella/excess policies
- Equipment breakdown for specifically list items
- Cover custom signs and entrance gates or arena footing within a covered structure
- So many options to get coverage on exactly what is important you
If a farm policy is not available to you then we write separate polices. One to cover the buildings and a second to cover liability and other equipment to get all your needs covered.
Flood Insurance provides coverage that homeowner's and renter's policy do not cover.
- Floods are the most costly & common natural hazard in the United States
- Policies are written on individual buildings
- Rates do not differ from company to company or agent to agent, they are set by the federal government
- Elevation certificate's identify the lowest floor in relation to the Base Flood Elevation on the flood map
- You can elect to buy coverage even if you are not in a flood zone
Renter's Insurance provides you coverage when you do not own the dwelling you reside in.
- Provides coverage for your personal property since it is not covered by the property owner
- Personal liability that goes with you wherever you go
I have used Buxton Equine Insurance Company for many years. Initially I purchased insurance for my horses. Agent, Carrie Buxton, was nothing less than professional, and explained the policy, its benefits, and deductibles. She always provides suggestions to give you the best coverage for your equine companion. Carrie always is a great reminder for you to renew your policy so there are no lapses in coverage. Her work is completed immediately and documents are without error and sent to you.
Due to her diligence in equine insurance I have since acquired farm insurance for both of my homes/farms in Palm Beach. I have never had any problems or hiccups when using either policy and highly recommend Buxton Equine Insurance to fellow horseman and friends shopping for insurance.
There are many companies that offer insurance, however it's the agent that makes the difference.
~ Michelle M.
Buxton Equine has handled the insurance on my property for nearly 10 years and done a great job. Friendly, knowledgeable and interested in their clients.
~ Robin J.